New York No-Fault Insurance

Car accidents are some of the most common causes of accidental injuries – accounting for 2.35 million each year, along with 37,000 deaths.

The aftermath of a serious car accident can be extremely painful and stressful as you begin to recover from your injuries. However, knowing what to expect can help ease your anxiety.

There are a few important areas where preparation can go a long way and help you recover as quickly and stress-free as possible.

Don’t Wait – Seek Medical Treatment Right Away

If you’ve recently been in a car accident, it’s important to seek medical treatment as soon as you can. Even if you don’t think you need it, some injuries can become worse over time.

Having a medical evaluation right away helps ensure you catch any injuries or other issues in their earlier stages, which can allow for a better recovery.

Additionally, it’s important to have medical documentation of your injuries – especially if insurance companies are involved. Depending on the circumstances of the accident, the other driver and their insurance company may be liable for medical expenses and other damages related to your injuries.

Delayed Injuries

As mentioned above, some injuries don’t show their full symptoms right away. While a broken bone or deep cut are obvious injuries that require immediate emergency treatment, conditions like whiplash aren’t always obvious in the beginning. These injuries can often become nagging and may require physical therapy in order to fully heal.

Some common delayed injuries suffered in car accidents include:

  • Headaches can be a symptom of concussions, whiplash, blood clots, and brain injuries.
  • Neck and shoulder pain are often related to whiplash and spinal injuries.
  • Abdominal pain can be a sign of internal bleeding.
  • Back pain may be a symptom of whiplash, spinal injuries, and ligament injuries.
  • Numbness and bruising may indicate herniated discs or spinal injuries.

What If I Can’t Pay For My Medical Bills?

If you don’t have health insurance or if your medical bills exceed your coverage limit, there are other options. If you were the victim of a negligent driver, that driver and their insurance provider may be held liable for your medical expenses, and possibly other damages such as pain and suffering.

In some cases, you may need to consider taking legal action. A personal injury lawsuit can help cover your medical costs and compensate you for other setbacks related to your injury, such as lost wages, loss of future earnings, cost of future medical care, and more.

Additionally, these lawsuits help hold negligent drivers accountable for the harm they’ve caused.

Do I Have A Case For A Lawsuit?

It depends if you or the other driver were at fault for the accident.

In order to have grounds for a lawsuit, you must prove that the other driver’s negligence caused the accident and lead to your injuries.

Sometimes it’s immediately clear who was at fault, but other times it requires an investigation. Some common forms of driver negligence which lead to auto accidents include:

  • Drunk driving
  • Failure to follow rules of the road, such as failing to use a turn signal or stop at a red light.
  • Distracted driving, such as sending a text message behind the wheel.
  • Falling asleep at the wheel
  • Speeding

If you’ve been seriously injured in a car accident and believe the other driver was at fault, it may be helpful to speak with a personal injury lawyer about your legal rights.

Disclaimer

Complete Orthopedics is a medical office and we are physicians . We are not attorneys. The information on this website is for general informational purposes only.

Nothing on this site should be taken as legal advice for any individual case or situation. The information posted is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship or a doctor-patient relationship nor shall the information be used to form an legal or medical opinions.

You should not rely on any of the information contained on this website. You should seek the advice of a lawyer or physician immediately for more accurate information surrounding any legal or medical issues.

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Available No Fault Carriers: 

21ST CENTURY
21ST CENTURY INSURANCE
AARP HARTFORD INSURANCE
ACE – ESIS
ADIRONDACK INSURANCE EXCHANGE
ALL STATE
ALLSTATE
ALLSTATE AUTO INSURANCE
AMERICAN BANKER INSURANCE (MVA)
AMERICAN FAMILY CONNECT INS CO
AMERICAN TRANSIT INSURANCE COMPANY
ASSURANCE AMERICA
ATLANTIC CASUALTY INSURANCE COMPANY
ATTORNEY
AUTO INJURY SOLUTIONS
BROADSPIRE
CANAL INSURANCE COMPANY
CANAL INSURANCE COMPANY
CARTIER, BURNSTEIN, AUERBACH & STEINBERG
CENTRAL MUTUAL
COUNTRY WIDE INSURANCE COMPANY
DAIRYLAND
DAIRYLAND INSURANCE COMPANY
ELCO
ELCO ADMINISTRATIVE SERVICES
ENCOMPASS
ENTERPRISE RENTAL INSURANCE SERVICE
ESURANCE
FARMERS
GEICO
HAGERTY

INTEGON CASUALTY INSURANCE CO
INTEGON INSURANCE COMPANY
KEMPER AUTO
KEMPER AUTO AND HOME
LIBERTY MUTUAL
MERCHANTS INSURANCE GROUP
MERCURY INSURANCE
MET LIFE AUTO AND HOME
MTA BUS COMPANY
NATIONAL GENERAL INSURANCE
NATIONAL LIABILITY FIRE
NATIONWIDE INSURANCE
NEW YORK BLACK CAR FUND
NYCM
PROGRESSIVE INSURANCE
SAFECO
SEDGWICK CMS
STATE FARM INSURANCE COMPANY
TRAVELERS
TRISTATE CONSUMER
USAA
USAA – AUTO INJURY SOLUTIONS
USAA AUTO
UTICA NATIONAL INSURANCE
UTICA NATIONAL INSURANCE GROUP
V R MANAGEMENT
VANLINER INSURANCE

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