ACE USA, now known as Chubb, is a global insurance company that offers a wide range of insurance products and services to businesses and individuals. ESIS, which stands for Environmental, Safety, and Insurance Services, is a division of Chubb that specializes in providing risk management solutions and claims services to commercial clients.

Here’s an overview of ACE USA (now Chubb) and ESIS:

  1. ACE USA (Chubb):
    • ACE USA was a subsidiary of ACE Limited, a global insurance and reinsurance company. In January 2016, ACE Limited acquired Chubb Corporation and adopted the Chubb name. Therefore, ACE USA is now part of Chubb.
    • Chubb is one of the largest property and casualty insurers globally, offering a wide range of insurance products and services, including property, casualty, marine, energy, environmental, and specialty insurance coverage.
    • Chubb serves a diverse client base, including multinational corporations, small and medium-sized businesses, and individual policyholders.
    • The company is known for its financial strength, underwriting expertise, and commitment to delivering exceptional service and innovative solutions to its clients.
  2. ESIS (Environmental, Safety, and Insurance Services):
    • ESIS is a division of Chubb (formerly ACE USA) that specializes in providing risk management solutions and claims services to commercial clients.
    • ESIS offers a comprehensive suite of services designed to help businesses manage risks related to environmental, health, safety, and workers’ compensation issues.
    • Services provided by ESIS include risk assessment, loss control, claims management, safety training, compliance assistance, and litigation support.
    • ESIS leverages a team of experienced risk management professionals, including safety engineers, industrial hygienists, claims adjusters, attorneys, and other specialists, to deliver customized solutions tailored to the unique needs of each client.
    • The division serves a wide range of industries, including manufacturing, construction, healthcare, transportation, energy, and more.
    • ESIS aims to help businesses mitigate risks, reduce losses, improve workplace safety, and enhance overall operational efficiency through proactive risk management practices.


Chubb, formerly known as ACE USA, offers a comprehensive range of insurance products and services to meet the diverse needs of its clients. Some of the key insurance offerings provided by Chubb include:

  1. Property Insurance:
    • Chubb offers property insurance coverage for commercial properties, including buildings, equipment, inventory, and other physical assets. This coverage helps protect against risks such as fire, theft, vandalism, and natural disasters.
  2. Casualty Insurance:
    • Chubb provides casualty insurance solutions to protect businesses against liability risks, including bodily injury, property damage, product liability, and other third-party claims. This coverage helps safeguard businesses from potential legal and financial liabilities arising from accidents or negligence.
  3. Commercial Liability Insurance:
    • Chubb offers commercial general liability (CGL) insurance coverage to protect businesses against a wide range of liability risks, including slip-and-fall accidents, advertising injury claims, and lawsuits alleging negligence or property damage.
  4. Professional Liability Insurance:
    • Chubb provides professional liability insurance, also known as errors and omissions (E&O) insurance, to protect professionals and businesses against claims of professional negligence, errors, or omissions in the performance of professional services.
  5. Directors and Officers (D&O) Liability Insurance:
    • Chubb offers D&O liability insurance coverage to protect directors, officers, and board members of corporations and nonprofit organizations against claims alleging wrongful acts, mismanagement, or breach of fiduciary duties.
  6. Cyber Insurance:
    • Chubb provides cyber insurance coverage to help businesses mitigate financial losses and reputational damage resulting from cyberattacks, data breaches, and other cyber risks. This coverage may include data breach response expenses, cyber extortion costs, and liability protection for third-party claims.
  7. Environmental Liability Insurance:
    • Chubb offers environmental liability insurance coverage to protect businesses against liabilities arising from pollution, contamination, and environmental risks. This coverage may include cleanup costs, legal expenses, and third-party liability claims.
  8. Workers’ Compensation Insurance:
    • Chubb provides workers’ compensation insurance coverage to protect employers against liabilities for work-related injuries and illnesses suffered by their employees. This coverage helps pay for medical expenses, lost wages, and disability benefits for injured workers.
  9. International Insurance Solutions:
    • Chubb offers international insurance solutions to businesses with global operations, including multinational companies, exporters, and importers. These solutions may include international property, liability, marine, and political risk insurance coverage.